Call reports 2011
AMERICAN STATE BANK OF PIERRE — 2011
What AMERICAN STATE BANK OF PIERRE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 138,344,000 | 141,613,000 | 132,541,000 | 148,463,000 |
| Total loans | 60,631,000 | 60,867,000 | 63,335,000 | 63,761,000 |
| Allowance for loan losses | 969,000 | 963,000 | 963,000 | 922,000 |
| Securities available for sale | 71,400,000 | 72,586,000 | 61,981,000 | 61,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,479,000 | 127,243,000 | 116,725,000 | 133,195,000 |
| Interest-bearing deposits | 94,506,000 | 98,163,000 | 88,153,000 | 97,054,000 |
| Noninterest-bearing deposits | 28,973,000 | 29,080,000 | 28,572,000 | 36,141,000 |
| Equity capital | 13,000,000 | 13,863,000 | 14,431,000 | 14,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,433,000 | 2,784,000 | 4,147,000 | 5,470,000 |
| Interest expense | 200,000 | 381,000 | 541,000 | 681,000 |
| Net interest income | 1,233,000 | 2,403,000 | 3,606,000 | 4,789,000 |
| Noninterest income | 184,000 | 379,000 | 585,000 | 793,000 |
| Noninterest expense | 834,000 | 1,651,000 | 2,478,000 | 3,302,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 495,000 | 1,129,000 | 1,797,000 | 2,482,000 |
| Income tax | 146,000 | 372,000 | 608,000 | 848,000 |
| Net income | 349,000 | 757,000 | 1,189,000 | 1,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,180,000 | 13,588,000 | 14,020,000 | 14,465,000 |
| Total capital | 14,149,000 | 14,551,000 | 14,983,000 | 15,387,000 |
| Risk-weighted assets | 86,274,000 | 81,653,000 | 81,127,000 | 78,170,000 |