Call reports 2010
AMERICAN STATE BANK OF PIERRE — 2010
What AMERICAN STATE BANK OF PIERRE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 124,707,000 | 127,606,000 | 136,905,000 | 135,092,000 |
| Total loans | 67,968,000 | 70,678,000 | 72,253,000 | 72,147,000 |
| Allowance for loan losses | 993,000 | 1,003,000 | 1,017,000 | 1,020,000 |
| Securities available for sale | 44,347,000 | 49,657,000 | 52,059,000 | 54,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,353,000 | 113,880,000 | 114,830,000 | 121,213,000 |
| Interest-bearing deposits | 90,386,000 | 92,183,000 | 88,902,000 | 91,179,000 |
| Noninterest-bearing deposits | 20,967,000 | 21,697,000 | 25,928,000 | 30,034,000 |
| Equity capital | 12,837,000 | 13,304,000 | 13,988,000 | 13,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,515,000 | 3,031,000 | 4,560,000 | 6,164,000 |
| Interest expense | 243,000 | 498,000 | 746,000 | 977,000 |
| Net interest income | 1,272,000 | 2,533,000 | 3,814,000 | 5,187,000 |
| Noninterest income | 212,000 | 463,000 | 673,000 | 877,000 |
| Noninterest expense | 850,000 | 1,688,000 | 2,523,000 | 3,506,000 |
| Provision for loan losses | 16,000 | 24,000 | 40,000 | 63,000 |
| Pretax income | 618,000 | 1,280,000 | 1,913,000 | 2,598,000 |
| Income tax | 203,000 | 423,000 | 626,000 | 832,000 |
| Net income | 415,000 | 857,000 | 1,287,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,681,000 | 13,123,000 | 13,552,000 | 14,031,000 |
| Total capital | 13,674,000 | 14,126,000 | 14,569,000 | 15,051,000 |
| Risk-weighted assets | 78,702,000 | 80,131,000 | 82,789,000 | 81,519,000 |