Call reports 2009
AMERICAN STATE BANK OF PIERRE — 2009
What AMERICAN STATE BANK OF PIERRE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 117,438,000 | 117,295,000 | 119,364,000 | 125,742,000 |
| Total loans | 74,944,000 | 73,737,000 | 72,855,000 | 72,511,000 |
| Allowance for loan losses | 903,000 | 916,000 | 942,000 | 976,000 |
| Securities available for sale | 25,019,000 | 31,392,000 | 28,357,000 | 38,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,874,000 | 104,635,000 | 105,962,000 | 112,163,000 |
| Interest-bearing deposits | 83,313,000 | 83,575,000 | 83,169,000 | 84,505,000 |
| Noninterest-bearing deposits | 21,561,000 | 21,060,000 | 22,793,000 | 27,658,000 |
| Equity capital | 11,963,000 | 12,224,000 | 12,890,000 | 13,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,128,000 | 4,695,000 | 6,227,000 |
| Interest expense | 308,000 | 598,000 | 863,000 | 1,122,000 |
| Net interest income | 1,261,000 | 2,530,000 | 3,832,000 | 5,105,000 |
| Noninterest income | 202,000 | 437,000 | 716,000 | 990,000 |
| Noninterest expense | 794,000 | 1,665,000 | 2,539,000 | 3,528,000 |
| Provision for loan losses | 45,000 | 45,000 | 85,000 | 115,000 |
| Pretax income | 624,000 | 1,259,000 | 1,926,000 | 2,454,000 |
| Income tax | 209,000 | 418,000 | 645,000 | 804,000 |
| Net income | 415,000 | 841,000 | 1,281,000 | 1,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,930,000 | 12,356,000 | 12,796,000 | 13,165,000 |
| Total capital | 12,833,000 | 13,272,000 | 13,738,000 | 14,141,000 |
| Risk-weighted assets | 82,167,000 | 81,648,000 | 81,318,000 | 82,075,000 |