Call reports 2008
AMERICAN STATE BANK OF PIERRE — 2008
What AMERICAN STATE BANK OF PIERRE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 110,481,000 | 111,952,000 | 114,556,000 | 120,063,000 |
| Total loans | 77,500,000 | 79,678,000 | 79,066,000 | 79,710,000 |
| Allowance for loan losses | 859,000 | 874,000 | 966,000 | 860,000 |
| Securities available for sale | 22,302,000 | 21,905,000 | 21,764,000 | 21,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,672,000 | 93,113,000 | 97,381,000 | 106,873,000 |
| Interest-bearing deposits | 77,502,000 | 75,943,000 | 78,634,000 | 85,848,000 |
| Noninterest-bearing deposits | 18,170,000 | 17,170,000 | 18,747,000 | 21,025,000 |
| Equity capital | 11,344,000 | 11,688,000 | 12,062,000 | 12,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,795,000 | 3,564,000 | 5,358,000 | 7,074,000 |
| Interest expense | 560,000 | 1,014,000 | 1,445,000 | 1,835,000 |
| Net interest income | 1,235,000 | 2,550,000 | 3,913,000 | 5,239,000 |
| Noninterest income | 195,000 | 417,000 | 705,000 | 992,000 |
| Noninterest expense | 790,000 | 1,564,000 | 2,344,000 | 3,797,000 |
| Provision for loan losses | 15,000 | 95,000 | 210,000 | 240,000 |
| Pretax income | 625,000 | 1,308,000 | 2,064,000 | 2,194,000 |
| Income tax | 201,000 | 440,000 | 709,000 | 611,000 |
| Net income | 424,000 | 868,000 | 1,355,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,256,000 | 11,701,000 | 12,188,000 | 12,415,000 |
| Total capital | 12,115,000 | 12,575,000 | 13,154,000 | 13,275,000 |
| Risk-weighted assets | 82,804,000 | 84,641,000 | 85,153,000 | 86,875,000 |