Call reports 2023
AMERICAN RIVIERA BANK — 2023
What AMERICAN RIVIERA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,301,506,000 | 1,284,543,000 | 1,268,311,000 | 1,264,563,000 |
| Total loans | 924,761,000 | 945,389,000 | 941,122,000 | 946,411,000 |
| Allowance for loan losses | 11,468,000 | 11,638,000 | 11,647,000 | 11,648,000 |
| Securities available for sale | 223,439,000 | 215,829,000 | 206,714,000 | 207,114,000 |
| Securities held to maturity | 41,286,000 | 41,302,000 | 41,317,000 | 41,333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,110,370,000 | 1,092,875,000 | 1,111,491,000 | 1,059,499,000 |
| Interest-bearing deposits | 638,986,000 | 640,359,000 | 643,750,000 | 606,612,000 |
| Noninterest-bearing deposits | 471,384,000 | 452,516,000 | 467,741,000 | 452,887,000 |
| Equity capital | 108,659,000 | 110,166,000 | 110,012,000 | 118,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,341,000 | 27,348,000 | 41,476,000 | 55,470,000 |
| Interest expense | 1,506,000 | 4,210,000 | 7,075,000 | 10,406,000 |
| Net interest income | 11,835,000 | 23,138,000 | 34,401,000 | 45,064,000 |
| Noninterest income | 420,000 | 1,229,000 | 1,822,000 | 2,955,000 |
| Noninterest expense | 7,893,000 | 15,716,000 | 23,506,000 | 31,358,000 |
| Provision for loan losses | 0 | 167,000 | 174,000 | 175,000 |
| Pretax income | 4,377,000 | 8,518,000 | 12,583,000 | 16,011,000 |
| Income tax | 1,166,000 | 2,354,000 | 3,485,000 | 4,436,000 |
| Net income | 3,211,000 | 6,164,000 | 9,098,000 | 11,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,688,000 | 128,489,000 | 131,697,000 | 134,561,000 |
| Total capital | 136,775,000 | 140,799,000 | 144,017,000 | 146,797,000 |
| Risk-weighted assets | 1,042,707,000 | 1,070,017,000 | 1,084,580,000 | 1,065,932,000 |
Machine access — free, no API key
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