Call reports 2022
AMERICAN RIVIERA BANK — 2022
What AMERICAN RIVIERA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,361,677,000 | 1,362,655,000 | 1,370,878,000 | 1,281,124,000 |
| Total loans | 788,028,000 | 860,761,000 | 886,205,000 | 907,685,000 |
| Allowance for loan losses | 9,394,000 | 10,367,000 | 10,500,000 | 10,626,000 |
| Securities available for sale | 220,253,000 | 250,039,000 | 222,815,000 | 223,189,000 |
| Securities held to maturity | 0 | 0 | 41,242,000 | 41,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,247,874,000 | 1,256,632,000 | 1,264,918,000 | 1,164,660,000 |
| Interest-bearing deposits | 764,773,000 | 768,029,000 | 744,052,000 | 685,008,000 |
| Noninterest-bearing deposits | 483,101,000 | 488,603,000 | 520,866,000 | 479,652,000 |
| Equity capital | 105,832,000 | 99,855,000 | 98,626,000 | 103,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,830,000 | 22,354,000 | 35,491,000 | 49,798,000 |
| Interest expense | 210,000 | 426,000 | 693,000 | 1,362,000 |
| Net interest income | 10,620,000 | 21,928,000 | 34,798,000 | 48,436,000 |
| Noninterest income | 856,000 | 1,268,000 | 1,895,000 | 2,496,000 |
| Noninterest expense | 6,845,000 | 14,013,000 | 21,666,000 | 29,893,000 |
| Provision for loan losses | 0 | 916,000 | 1,024,000 | 1,147,000 |
| Pretax income | 4,623,000 | 8,240,000 | 13,979,000 | 19,775,000 |
| Income tax | 1,342,000 | 2,314,000 | 4,115,000 | 5,564,000 |
| Net income | 3,281,000 | 5,926,000 | 9,864,000 | 14,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,004,000 | 114,137,000 | 118,352,000 | 122,938,000 |
| Total capital | 120,562,000 | 124,648,000 | 129,009,000 | 133,722,000 |
| Risk-weighted assets | 877,664,000 | 962,946,000 | 1,013,461,000 | 1,031,873,000 |
Machine access — free, no API key
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