Call reports 2021
AMERICAN RIVIERA BANK — 2021
What AMERICAN RIVIERA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,083,442,000 | 1,150,346,000 | 1,218,275,000 | 1,306,540,000 |
| Total loans | 780,950,000 | 777,493,000 | 779,282,000 | 793,490,000 |
| Allowance for loan losses | 8,817,000 | 9,373,000 | 9,376,000 | 9,383,000 |
| Securities available for sale | 86,496,000 | 110,312,000 | 146,833,000 | 191,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 983,165,000 | 1,051,473,000 | 1,115,678,000 | 1,202,089,000 |
| Interest-bearing deposits | 577,901,000 | 622,895,000 | 680,189,000 | 731,326,000 |
| Noninterest-bearing deposits | 405,264,000 | 428,578,000 | 435,489,000 | 470,763,000 |
| Equity capital | 86,456,000 | 90,811,000 | 93,819,000 | 96,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,405,000 | 20,284,000 | 30,733,000 | 40,931,000 |
| Interest expense | 263,000 | 522,000 | 742,000 | 949,000 |
| Net interest income | 9,142,000 | 19,762,000 | 29,991,000 | 39,982,000 |
| Noninterest income | 591,000 | 1,350,000 | 2,145,000 | 2,629,000 |
| Noninterest expense | 5,835,000 | 12,244,000 | 19,249,000 | 25,961,000 |
| Provision for loan losses | 338,000 | 338,000 | 338,000 | 338,000 |
| Pretax income | 3,593,000 | 8,563,000 | 12,597,000 | 16,375,000 |
| Income tax | 1,033,000 | 2,431,000 | 3,515,000 | 4,546,000 |
| Net income | 2,560,000 | 6,132,000 | 9,082,000 | 11,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,793,000 | 85,716,000 | 88,852,000 | 91,921,000 |
| Total capital | 90,774,000 | 95,253,000 | 98,392,000 | 101,468,000 |
| Risk-weighted assets | 723,546,000 | 766,561,000 | 801,276,000 | 834,006,000 |
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