Call reports 2016
WOODBURY BANKING COMPANY, THE — 2016
What WOODBURY BANKING COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 22,449,000 | 21,426,000 |
| Total loans | 9,938,000 | 9,312,000 |
| Allowance for loan losses | 436,000 | 364,000 |
| Securities available for sale | 5,203,000 | 6,144,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 21,709,000 | 21,122,000 |
| Interest-bearing deposits | 16,305,000 | 15,987,000 |
| Noninterest-bearing deposits | 5,404,000 | 5,135,000 |
| Equity capital | 671,000 | 221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 189,000 | 368,000 |
| Interest expense | 24,000 | 46,000 |
| Net interest income | 165,000 | 322,000 |
| Noninterest income | 31,000 | -220,000 |
| Noninterest expense | 247,000 | 573,000 |
| Provision for loan losses | 0 | 64,000 |
| Pretax income | -32,000 | -499,000 |
| Income tax | 0 | 0 |
| Net income | -32,000 | -499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 653,000 | 186,000 |
| Total capital | 822,000 | 334,000 |
| Risk-weighted assets | 13,312,000 | 11,664,000 |