Call reports 2015
WOODBURY BANKING COMPANY, THE — 2015
What WOODBURY BANKING COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 23,435,000 | 23,776,000 | 24,073,000 | 22,573,000 |
| Total loans | 14,416,000 | 14,583,000 | 11,921,000 | 10,134,000 |
| Allowance for loan losses | 428,000 | 430,000 | 433,000 | 434,000 |
| Securities available for sale | 4,454,000 | 4,700,000 | 4,802,000 | 6,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,080,000 | 22,530,000 | 22,843,000 | 21,875,000 |
| Interest-bearing deposits | 16,092,000 | 17,170,000 | 16,876,000 | 16,338,000 |
| Noninterest-bearing deposits | 5,988,000 | 5,360,000 | 5,967,000 | 5,537,000 |
| Equity capital | 1,293,000 | 1,174,000 | 1,153,000 | 640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 233,000 | 465,000 | 675,000 | 832,000 |
| Interest expense | 24,000 | 50,000 | 78,000 | 103,000 |
| Net interest income | 209,000 | 415,000 | 597,000 | 729,000 |
| Noninterest income | -121,000 | -143,000 | -119,000 | -97,000 |
| Noninterest expense | 249,000 | 505,000 | 786,000 | 1,063,000 |
| Provision for loan losses | 0 | 0 | 0 | 359,000 |
| Pretax income | -151,000 | -223,000 | -298,000 | -780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -151,000 | -223,000 | -298,000 | -780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,335,000 | 1,242,000 | 1,167,000 | 685,000 |
| Total capital | 1,527,000 | 1,444,000 | 1,348,000 | 864,000 |
| Risk-weighted assets | 15,135,000 | 15,863,000 | 14,245,000 | 14,062,000 |