Call reports 2014
WOODBURY BANKING COMPANY, THE — 2014
What WOODBURY BANKING COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 22,832,000 | 22,865,000 | 23,277,000 | 23,186,000 |
| Total loans | 14,148,000 | 14,607,000 | 13,837,000 | 14,050,000 |
| Allowance for loan losses | 425,000 | 428,000 | 422,000 | 425,000 |
| Securities available for sale | 5,199,000 | 4,178,000 | 4,580,000 | 5,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,313,000 | 21,334,000 | 21,735,000 | 21,738,000 |
| Interest-bearing deposits | 15,690,000 | 16,534,000 | 16,953,000 | 16,251,000 |
| Noninterest-bearing deposits | 5,623,000 | 4,800,000 | 4,782,000 | 5,487,000 |
| Equity capital | 1,472,000 | 1,464,000 | 1,469,000 | 1,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 531,000 | 788,000 | 982,000 |
| Interest expense | 22,000 | 44,000 | 67,000 | 88,000 |
| Net interest income | 240,000 | 487,000 | 721,000 | 894,000 |
| Noninterest income | 25,000 | -26,000 | 0 | 24,000 |
| Noninterest expense | 255,000 | 509,000 | 773,000 | 1,064,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,000 | -27,000 | -31,000 | -125,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | -27,000 | -31,000 | -125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,605,000 | 1,563,000 | 1,559,000 | 1,465,000 |
| Total capital | 1,798,000 | 1,753,000 | 1,751,000 | 1,659,000 |
| Risk-weighted assets | 15,280,000 | 15,040,000 | 15,195,000 | 15,360,000 |