Call reports 2013
WOODBURY BANKING COMPANY, THE — 2013
What WOODBURY BANKING COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 23,245,000 | 23,991,000 | 23,604,000 | 23,937,000 |
| Total loans | 14,448,000 | 14,216,000 | 15,689,000 | 14,091,000 |
| Allowance for loan losses | 393,000 | 396,000 | 422,000 | 423,000 |
| Securities available for sale | 5,669,000 | 4,523,000 | 4,366,000 | 5,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,636,000 | 22,456,000 | 22,126,000 | 22,496,000 |
| Interest-bearing deposits | 16,832,000 | 16,944,000 | 17,503,000 | 16,450,000 |
| Noninterest-bearing deposits | 4,804,000 | 5,512,000 | 4,623,000 | 6,046,000 |
| Equity capital | 1,559,000 | 1,491,000 | 1,405,000 | 1,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 510,000 | 766,000 | 1,028,000 |
| Interest expense | 29,000 | 56,000 | 79,000 | 101,000 |
| Net interest income | 230,000 | 454,000 | 687,000 | 927,000 |
| Noninterest income | 34,000 | 56,000 | 80,000 | 112,000 |
| Noninterest expense | 233,000 | 455,000 | 694,000 | 942,000 |
| Provision for loan losses | 0 | 0 | 24,000 | 25,000 |
| Pretax income | 41,000 | 74,000 | 77,000 | 100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 41,000 | 74,000 | 77,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,529,000 | 1,564,000 | 1,566,000 | 1,590,000 |
| Total capital | 1,720,000 | 1,756,000 | 1,771,000 | 1,784,000 |
| Risk-weighted assets | 15,095,000 | 15,141,000 | 16,181,000 | 15,255,000 |