Call reports 2012
WOODBURY BANKING COMPANY, THE — 2012
What WOODBURY BANKING COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 26,561,000 | 25,713,000 | 25,097,000 | 25,988,000 |
| Total loans | 15,200,000 | 14,938,000 | 15,449,000 | 14,556,000 |
| Allowance for loan losses | 347,000 | 367,000 | 312,000 | 392,000 |
| Securities available for sale | 7,787,000 | 6,986,000 | 7,100,000 | 6,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,765,000 | 23,860,000 | 23,429,000 | 24,416,000 |
| Interest-bearing deposits | 19,807,000 | 20,298,000 | 19,818,000 | 18,819,000 |
| Noninterest-bearing deposits | 4,958,000 | 3,562,000 | 3,611,000 | 5,597,000 |
| Equity capital | 1,741,000 | 1,786,000 | 1,598,000 | 1,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 542,000 | 808,000 | 1,087,000 |
| Interest expense | 51,000 | 100,000 | 139,000 | 175,000 |
| Net interest income | 217,000 | 442,000 | 669,000 | 912,000 |
| Noninterest income | 28,000 | 55,000 | 72,000 | 99,000 |
| Noninterest expense | 253,000 | 502,000 | 758,000 | 1,019,000 |
| Provision for loan losses | 0 | 11,000 | 202,000 | 283,000 |
| Pretax income | 16,000 | 29,000 | -174,000 | -246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | 29,000 | -174,000 | -246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,751,000 | 1,764,000 | 1,562,000 | 1,489,000 |
| Total capital | 1,952,000 | 1,959,000 | 1,764,000 | 1,684,000 |
| Risk-weighted assets | 15,948,000 | 15,455,000 | 16,079,000 | 16,002,000 |