Call reports 2011
WOODBURY BANKING COMPANY, THE — 2011
What WOODBURY BANKING COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 28,120,000 | 27,827,000 | 27,932,000 | 26,768,000 |
| Total loans | 16,151,000 | 16,621,000 | 16,930,000 | 17,208,000 |
| Allowance for loan losses | 324,000 | 295,000 | 274,000 | 381,000 |
| Securities available for sale | 8,461,000 | 8,245,000 | 7,708,000 | 7,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,192,000 | 25,801,000 | 25,925,000 | 24,932,000 |
| Interest-bearing deposits | 21,002,000 | 21,368,000 | 21,311,000 | 21,083,000 |
| Noninterest-bearing deposits | 5,190,000 | 4,433,000 | 4,614,000 | 3,849,000 |
| Equity capital | 1,837,000 | 1,915,000 | 1,908,000 | 1,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 320,000 | 644,000 | 966,000 | 1,323,000 |
| Interest expense | 84,000 | 157,000 | 224,000 | 283,000 |
| Net interest income | 236,000 | 487,000 | 742,000 | 1,040,000 |
| Noninterest income | 27,000 | 58,000 | 91,000 | 116,000 |
| Noninterest expense | 242,000 | 488,000 | 752,000 | 1,096,000 |
| Provision for loan losses | 0 | 0 | 31,000 | 137,000 |
| Pretax income | 178,000 | 214,000 | 207,000 | 80,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 178,000 | 214,000 | 207,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,833,000 | 1,870,000 | 1,862,000 | 1,735,000 |
| Total capital | 2,034,000 | 2,083,000 | 2,078,000 | 1,959,000 |
| Risk-weighted assets | 15,990,000 | 16,233,000 | 17,215,000 | 17,769,000 |