Call reports 2005
WOODBURY BANKING COMPANY, THE — 2005
What WOODBURY BANKING COMPANY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 18,526,000 | 19,291,000 | 20,741,000 | 20,739,000 |
| Total loans | 12,710,000 | 12,998,000 | 12,706,000 | 13,561,000 |
| Allowance for loan losses | 127,000 | 128,000 | 129,000 | 134,000 |
| Securities available for sale | 4,549,000 | 4,271,000 | 4,265,000 | 4,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,463,000 | 17,178,000 | 18,584,000 | 18,313,000 |
| Interest-bearing deposits | 12,383,000 | 12,786,000 | 13,845,000 | 13,338,000 |
| Noninterest-bearing deposits | 4,080,000 | 4,392,000 | 4,739,000 | 4,975,000 |
| Equity capital | 2,003,000 | 2,044,000 | 2,078,000 | 2,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 533,000 | 819,000 | 1,114,000 |
| Interest expense | 50,000 | 110,000 | 186,000 | 267,000 |
| Net interest income | 211,000 | 423,000 | 633,000 | 847,000 |
| Noninterest income | 31,000 | 55,000 | 87,000 | 120,000 |
| Noninterest expense | 201,000 | 396,000 | 590,000 | 822,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 41,000 | 79,000 | 127,000 | 132,000 |
| Income tax | 3,000 | 18,000 | 28,000 | 30,000 |
| Net income | 38,000 | 61,000 | 99,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,080,000 | 2,104,000 | 2,143,000 | 2,084,000 |
| Total capital | 2,207,000 | 2,232,000 | 2,272,000 | 2,218,000 |
| Risk-weighted assets | 11,694,000 | 12,206,000 | 12,325,000 | 13,092,000 |
Machine access — free, no API key
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