Call reports 2026
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2026
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 310,358,000 | 309,663,000 |
| Total loans | 146,434,000 | 144,442,000 |
| Allowance for loan losses | 1,863,000 | 1,872,000 |
| Securities available for sale | 95,009,000 | 91,535,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 273,618,000 | 271,557,000 |
| Interest-bearing deposits | 185,704,000 | 182,498,000 |
| Noninterest-bearing deposits | 87,914,000 | 89,059,000 |
| Equity capital | 34,460,000 | 35,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,303,000 | 6,658,000 |
| Interest expense | 561,000 | 1,099,000 |
| Net interest income | 2,742,000 | 5,559,000 |
| Noninterest income | 482,000 | 977,000 |
| Noninterest expense | 2,031,000 | 4,065,000 |
| Provision for loan losses | 9,000 | 18,000 |
| Pretax income | 1,184,000 | 2,453,000 |
| Income tax | 301,000 | 619,000 |
| Net income | 883,000 | 1,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 38,124,000 | 38,974,000 |
| Total capital | 40,026,000 | 40,885,000 |
| Risk-weighted assets | 158,563,000 | 157,172,000 |