Call reports 2024
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2024
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 279,343,000 | 284,370,000 | 287,784,000 | 287,731,000 |
| Total loans | 130,981,000 | 135,369,000 | 137,528,000 | 142,652,000 |
| Allowance for loan losses | 1,798,000 | 1,851,000 | 1,712,000 | 1,782,000 |
| Securities available for sale | 86,752,000 | 87,256,000 | 90,516,000 | 89,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,762,000 | 257,232,000 | 257,357,000 | 258,619,000 |
| Interest-bearing deposits | 164,495,000 | 170,184,000 | 171,661,000 | 172,236,000 |
| Noninterest-bearing deposits | 89,267,000 | 87,048,000 | 85,696,000 | 86,383,000 |
| Equity capital | 23,829,000 | 24,812,000 | 27,899,000 | 27,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,855,000 | 5,940,000 | 9,043,000 | 12,219,000 |
| Interest expense | 355,000 | 796,000 | 1,314,000 | 1,775,000 |
| Net interest income | 2,500,000 | 5,144,000 | 7,729,000 | 10,444,000 |
| Noninterest income | 486,000 | 979,000 | 1,518,000 | 1,978,000 |
| Noninterest expense | 1,855,000 | 4,248,000 | 6,156,000 | 8,101,000 |
| Provision for loan losses | 9,000 | 62,000 | 137,000 | 207,000 |
| Pretax income | 1,122,000 | 1,813,000 | 2,954,000 | 4,114,000 |
| Income tax | 277,000 | 450,000 | 729,000 | 975,000 |
| Net income | 845,000 | 1,363,000 | 2,225,000 | 3,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,250,000 | 32,668,000 | 33,427,000 | 34,043,000 |
| Total capital | 34,075,000 | 34,542,000 | 35,179,000 | 35,865,000 |
| Risk-weighted assets | 146,020,000 | 149,969,000 | 150,830,000 | 156,726,000 |