Call reports 2023
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2023
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 279,966,000 | 279,384,000 | 281,119,000 | 273,746,000 |
| Total loans | 113,565,000 | 116,954,000 | 121,938,000 | 125,156,000 |
| Allowance for loan losses | 1,802,000 | 1,812,000 | 1,808,000 | 1,816,000 |
| Securities available for sale | 87,380,000 | 86,380,000 | 87,931,000 | 91,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,088,000 | 258,321,000 | 259,751,000 | 249,264,000 |
| Interest-bearing deposits | 172,334,000 | 169,336,000 | 169,550,000 | 162,025,000 |
| Noninterest-bearing deposits | 86,754,000 | 88,985,000 | 90,201,000 | 87,239,000 |
| Equity capital | 20,177,000 | 20,101,000 | 20,248,000 | 23,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,498,000 | 5,283,000 | 8,091,000 | 10,978,000 |
| Interest expense | 93,000 | 233,000 | 426,000 | 692,000 |
| Net interest income | 2,405,000 | 5,050,000 | 7,665,000 | 10,286,000 |
| Noninterest income | 481,000 | 964,000 | 1,524,000 | 2,049,000 |
| Noninterest expense | 1,788,000 | 3,607,000 | 5,512,000 | 7,440,000 |
| Provision for loan losses | 9,000 | 18,000 | 39,000 | 48,000 |
| Pretax income | 1,089,000 | 2,384,000 | 3,633,000 | 4,842,000 |
| Income tax | 267,000 | 590,000 | 899,000 | 1,151,000 |
| Net income | 822,000 | 1,794,000 | 2,734,000 | 3,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,133,000 | 30,005,000 | 30,848,000 | 31,505,000 |
| Total capital | 30,554,000 | 31,468,000 | 32,555,000 | 33,256,000 |
| Risk-weighted assets | 113,232,000 | 116,663,000 | 136,438,000 | 139,990,000 |