Call reports 2022
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2022
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 277,038,000 | 277,594,000 | 283,931,000 | 277,071,000 |
| Total loans | 98,219,000 | 98,171,000 | 107,310,000 | 110,872,000 |
| Allowance for loan losses | 1,690,000 | 1,697,000 | 1,694,000 | 1,692,000 |
| Securities available for sale | 89,159,000 | 87,905,000 | 85,363,000 | 86,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,091,000 | 257,236,000 | 265,517,000 | 257,853,000 |
| Interest-bearing deposits | 174,543,000 | 174,739,000 | 178,153,000 | 169,042,000 |
| Noninterest-bearing deposits | 79,548,000 | 82,496,000 | 87,364,000 | 88,812,000 |
| Equity capital | 22,357,000 | 19,600,000 | 17,540,000 | 18,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,576,000 | 3,309,000 | 5,432,000 | 8,081,000 |
| Interest expense | 77,000 | 158,000 | 240,000 | 328,000 |
| Net interest income | 1,499,000 | 3,151,000 | 5,192,000 | 7,753,000 |
| Noninterest income | 527,000 | 1,116,000 | 1,591,000 | 2,042,000 |
| Noninterest expense | 1,700,000 | 3,460,000 | 5,273,000 | 7,288,000 |
| Provision for loan losses | 9,000 | 18,000 | 21,000 | 21,000 |
| Pretax income | 317,000 | 789,000 | 1,489,000 | 2,486,000 |
| Income tax | 78,000 | 193,000 | 364,000 | 592,000 |
| Net income | 239,000 | 596,000 | 1,125,000 | 1,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,137,000 | 27,393,000 | 27,819,000 | 28,490,000 |
| Total capital | 28,388,000 | 28,642,000 | 29,168,000 | 29,881,000 |
| Risk-weighted assets | 99,575,000 | 99,423,000 | 107,544,000 | 110,979,000 |