Call reports 2021
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2021
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 256,473,000 | 258,958,000 | 267,957,000 | 270,450,000 |
| Total loans | 95,384,000 | 94,257,000 | 91,475,000 | 96,070,000 |
| Allowance for loan losses | 1,670,000 | 1,677,000 | 1,675,000 | 1,681,000 |
| Securities available for sale | 58,777,000 | 80,191,000 | 87,384,000 | 92,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,420,000 | 222,720,000 | 240,539,000 | 244,195,000 |
| Interest-bearing deposits | 146,452,000 | 150,191,000 | 158,182,000 | 163,063,000 |
| Noninterest-bearing deposits | 71,968,000 | 72,529,000 | 82,357,000 | 81,133,000 |
| Equity capital | 26,010,000 | 26,078,000 | 26,431,000 | 25,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 3,004,000 | 4,591,000 | 6,276,000 |
| Interest expense | 76,000 | 151,000 | 225,000 | 299,000 |
| Net interest income | 1,369,000 | 2,853,000 | 4,366,000 | 5,977,000 |
| Noninterest income | 500,000 | 974,000 | 1,491,000 | 1,961,000 |
| Noninterest expense | 1,642,000 | 3,299,000 | 4,991,000 | 6,695,000 |
| Provision for loan losses | 9,000 | 18,000 | 22,000 | 23,000 |
| Pretax income | 218,000 | 510,000 | 844,000 | 1,220,000 |
| Income tax | 49,000 | 125,000 | 207,000 | 285,000 |
| Net income | 169,000 | 385,000 | 637,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,976,000 | 26,746,000 | 26,898,000 | 26,997,000 |
| Total capital | 28,368,000 | 27,975,000 | 28,025,000 | 28,188,000 |
| Risk-weighted assets | 111,042,000 | 97,829,000 | 89,617,000 | 94,792,000 |