Call reports 2020
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2020
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 207,010,000 | 227,767,000 | 230,864,000 | 240,474,000 |
| Total loans | 82,934,000 | 101,467,000 | 101,607,000 | 97,933,000 |
| Allowance for loan losses | 1,668,000 | 1,687,000 | 1,685,000 | 1,662,000 |
| Securities available for sale | 40,398,000 | 29,925,000 | 29,977,000 | 33,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,238,000 | 192,414,000 | 196,129,000 | 202,421,000 |
| Interest-bearing deposits | 117,004,000 | 124,965,000 | 130,688,000 | 139,074,000 |
| Noninterest-bearing deposits | 53,234,000 | 67,450,000 | 65,441,000 | 63,347,000 |
| Equity capital | 26,193,000 | 26,468,000 | 26,701,000 | 26,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,671,000 | 3,349,000 | 5,024,000 | 6,530,000 |
| Interest expense | 96,000 | 169,000 | 236,000 | 309,000 |
| Net interest income | 1,575,000 | 3,180,000 | 4,788,000 | 6,221,000 |
| Noninterest income | 471,000 | 896,000 | 1,377,000 | 1,865,000 |
| Noninterest expense | 1,670,000 | 3,286,000 | 4,972,000 | 6,649,000 |
| Provision for loan losses | 18,000 | 36,000 | 36,000 | 36,000 |
| Pretax income | 358,000 | 755,000 | 1,158,000 | 1,402,000 |
| Income tax | 88,000 | 185,000 | 283,000 | 339,000 |
| Net income | 270,000 | 570,000 | 875,000 | 1,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,087,000 | 26,396,000 | 26,701,000 | 26,907,000 |
| Total capital | 27,342,000 | 27,611,000 | 27,898,000 | 28,118,000 |
| Risk-weighted assets | 99,989,000 | 96,742,000 | 95,232,000 | 96,401,000 |