Call reports 2019
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2019
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 195,755,000 | 202,513,000 | 201,285,000 | 200,526,000 |
| Total loans | 80,292,000 | 79,483,000 | 79,155,000 | 80,844,000 |
| Allowance for loan losses | 1,626,000 | 1,690,000 | 1,691,000 | 1,678,000 |
| Securities available for sale | 50,282,000 | 50,553,000 | 53,481,000 | 53,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,668,000 | 168,765,000 | 167,214,000 | 166,961,000 |
| Interest-bearing deposits | 119,694,000 | 121,619,000 | 120,538,000 | 119,257,000 |
| Noninterest-bearing deposits | 46,974,000 | 47,146,000 | 46,676,000 | 47,704,000 |
| Equity capital | 24,420,000 | 25,338,000 | 25,634,000 | 25,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,462,000 | 5,248,000 | 6,947,000 |
| Interest expense | 80,000 | 163,000 | 260,000 | 361,000 |
| Net interest income | 1,646,000 | 3,299,000 | 4,988,000 | 6,586,000 |
| Noninterest income | 424,000 | 1,007,000 | 1,479,000 | 1,873,000 |
| Noninterest expense | 1,575,000 | 3,205,000 | 4,901,000 | 6,393,000 |
| Provision for loan losses | 38,000 | 63,000 | 63,000 | 62,000 |
| Pretax income | 457,000 | 1,038,000 | 1,503,000 | 2,003,000 |
| Income tax | 100,000 | 243,000 | 356,000 | 479,000 |
| Net income | 357,000 | 795,000 | 1,147,000 | 1,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,078,000 | 25,417,000 | 25,769,000 | 25,945,000 |
| Total capital | 26,156,000 | 26,517,000 | 26,871,000 | 27,114,000 |
| Risk-weighted assets | 85,661,000 | 87,406,000 | 87,583,000 | 93,025,000 |