Call reports 2018
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2018
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 208,089,000 | 198,822,000 | 194,926,000 | 192,530,000 |
| Total loans | 82,962,000 | 78,760,000 | 80,488,000 | 78,498,000 |
| Allowance for loan losses | 1,598,000 | 1,637,000 | 1,630,000 | 1,625,000 |
| Securities available for sale | 46,901,000 | 48,276,000 | 49,159,000 | 49,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,534,000 | 170,867,000 | 166,691,000 | 164,115,000 |
| Interest-bearing deposits | 131,447,000 | 125,682,000 | 121,895,000 | 121,451,000 |
| Noninterest-bearing deposits | 48,087,000 | 45,184,000 | 44,797,000 | 42,665,000 |
| Equity capital | 23,492,000 | 23,551,000 | 23,718,000 | 24,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,676,000 | 3,318,000 | 5,006,000 | 6,911,000 |
| Interest expense | 85,000 | 170,000 | 252,000 | 334,000 |
| Net interest income | 1,591,000 | 3,148,000 | 4,754,000 | 6,577,000 |
| Noninterest income | 407,000 | 808,000 | 1,228,000 | 1,629,000 |
| Noninterest expense | 1,434,000 | 2,991,000 | 4,554,000 | 6,051,000 |
| Provision for loan losses | 38,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 526,000 | 890,000 | 1,353,000 | 2,080,000 |
| Income tax | 131,000 | 218,000 | 332,000 | 511,000 |
| Net income | 395,000 | 672,000 | 1,021,000 | 1,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,829,000 | 24,969,000 | 25,218,000 | 25,522,000 |
| Total capital | 26,095,000 | 26,083,000 | 26,325,000 | 26,595,000 |
| Risk-weighted assets | 100,942,000 | 88,556,000 | 87,981,000 | 85,269,000 |