Call reports 2017
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2017
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 188,771,000 | 191,199,000 | 193,829,000 | 192,710,000 |
| Total loans | 83,288,000 | 83,295,000 | 80,930,000 | 82,814,000 |
| Allowance for loan losses | 1,584,000 | 1,622,000 | 1,585,000 | 1,559,000 |
| Securities available for sale | 49,007,000 | 48,499,000 | 47,366,000 | 47,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,342,000 | 165,268,000 | 165,262,000 | 165,191,000 |
| Interest-bearing deposits | 118,645,000 | 121,646,000 | 121,176,000 | 120,751,000 |
| Noninterest-bearing deposits | 44,697,000 | 43,622,000 | 44,085,000 | 44,439,000 |
| Equity capital | 22,953,000 | 23,439,000 | 23,610,000 | 23,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,595,000 | 3,212,000 | 4,848,000 | 6,581,000 |
| Interest expense | 78,000 | 158,000 | 242,000 | 325,000 |
| Net interest income | 1,517,000 | 3,054,000 | 4,606,000 | 6,256,000 |
| Noninterest income | 407,000 | 651,000 | 1,060,000 | 1,599,000 |
| Noninterest expense | 1,482,000 | 2,975,000 | 4,534,000 | 5,953,000 |
| Provision for loan losses | 38,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 404,000 | 655,000 | 1,057,000 | 1,827,000 |
| Income tax | 145,000 | 225,000 | 369,000 | 879,000 |
| Net income | 259,000 | 430,000 | 688,000 | 948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,699,000 | 23,870,000 | 24,127,000 | 24,534,000 |
| Total capital | 24,989,000 | 25,127,000 | 25,404,000 | 25,781,000 |
| Risk-weighted assets | 102,898,000 | 100,186,000 | 101,855,000 | 99,446,000 |