Call reports 2016
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2016
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 181,274,000 | 183,277,000 | 192,188,000 | 187,136,000 |
| Total loans | 78,456,000 | 80,183,000 | 80,173,000 | 82,835,000 |
| Allowance for loan losses | 1,431,000 | 1,437,000 | 1,455,000 | 1,494,000 |
| Securities available for sale | 45,523,000 | 46,239,000 | 49,286,000 | 48,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,635,000 | 156,213,000 | 164,959,000 | 161,631,000 |
| Interest-bearing deposits | 115,550,000 | 114,629,000 | 116,632,000 | 117,618,000 |
| Noninterest-bearing deposits | 39,086,000 | 41,584,000 | 48,328,000 | 44,013,000 |
| Equity capital | 23,818,000 | 23,917,000 | 23,919,000 | 22,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,430,000 | 2,915,000 | 4,407,000 | 5,894,000 |
| Interest expense | 77,000 | 153,000 | 234,000 | 313,000 |
| Net interest income | 1,353,000 | 2,762,000 | 4,173,000 | 5,581,000 |
| Noninterest income | 418,000 | 834,000 | 1,261,000 | 1,677,000 |
| Noninterest expense | 1,512,000 | 3,029,000 | 4,595,000 | 6,086,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 150,000 |
| Pretax income | 221,000 | 493,000 | 727,000 | 1,023,000 |
| Income tax | 78,000 | 175,000 | 261,000 | 370,000 |
| Net income | 143,000 | 318,000 | 466,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,880,000 | 23,905,000 | 23,953,000 | 23,540,000 |
| Total capital | 25,075,000 | 25,132,000 | 25,187,000 | 24,811,000 |
| Risk-weighted assets | 95,309,000 | 97,902,000 | 98,514,000 | 101,407,000 |