Call reports 2015
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2015
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 171,612,000 | 177,002,000 | 178,669,000 | 182,213,000 |
| Total loans | 83,859,000 | 84,142,000 | 82,057,000 | 80,265,000 |
| Allowance for loan losses | 1,571,000 | 1,648,000 | 1,615,000 | 1,569,000 |
| Securities available for sale | 38,812,000 | 37,211,000 | 37,171,000 | 36,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,936,000 | 151,174,000 | 152,103,000 | 156,018,000 |
| Interest-bearing deposits | 112,716,000 | 116,558,000 | 117,205,000 | 118,677,000 |
| Noninterest-bearing deposits | 32,220,000 | 34,616,000 | 34,898,000 | 37,341,000 |
| Equity capital | 23,807,000 | 23,457,000 | 23,844,000 | 23,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 2,928,000 | 4,393,000 | 5,822,000 |
| Interest expense | 75,000 | 152,000 | 231,000 | 308,000 |
| Net interest income | 1,385,000 | 2,776,000 | 4,162,000 | 5,514,000 |
| Noninterest income | 414,000 | 834,000 | 1,263,000 | 1,693,000 |
| Noninterest expense | 1,503,000 | 3,000,000 | 4,506,000 | 6,012,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 221,000 | 460,000 | 769,000 | 1,045,000 |
| Income tax | 78,000 | 165,000 | 276,000 | 376,000 |
| Net income | 143,000 | 295,000 | 493,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,937,000 | 23,840,000 | 23,937,000 | 23,987,000 |
| Total capital | 25,166,000 | 25,070,000 | 25,139,000 | 25,171,000 |
| Risk-weighted assets | 98,116,000 | 97,943,000 | 95,699,000 | 94,317,000 |