Call reports 2014
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2014
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 166,857,000 | 167,622,000 | 167,666,000 | 169,496,000 |
| Total loans | 79,919,000 | 81,917,000 | 84,274,000 | 84,238,000 |
| Allowance for loan losses | 1,568,000 | 1,495,000 | 1,562,000 | 1,581,000 |
| Securities available for sale | 36,800,000 | 37,494,000 | 36,981,000 | 36,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,402,000 | 141,501,000 | 141,160,000 | 143,413,000 |
| Interest-bearing deposits | 109,948,000 | 109,395,000 | 110,224,000 | 112,550,000 |
| Noninterest-bearing deposits | 31,454,000 | 32,106,000 | 30,936,000 | 30,863,000 |
| Equity capital | 22,840,000 | 23,378,000 | 23,408,000 | 23,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 2,880,000 | 4,369,000 | 5,865,000 |
| Interest expense | 76,000 | 150,000 | 226,000 | 303,000 |
| Net interest income | 1,358,000 | 2,730,000 | 4,143,000 | 5,562,000 |
| Noninterest income | 397,000 | 795,000 | 1,214,000 | 1,777,000 |
| Noninterest expense | 1,402,000 | 2,838,000 | 4,293,000 | 5,862,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 150,000 |
| Pretax income | 353,000 | 687,000 | 989,000 | 1,327,000 |
| Income tax | 133,000 | 260,000 | 374,000 | 445,000 |
| Net income | 220,000 | 427,000 | 615,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,906,000 | 24,013,000 | 24,051,000 | 23,969,000 |
| Total capital | 25,082,000 | 25,212,000 | 25,278,000 | 25,192,000 |
| Risk-weighted assets | 93,678,000 | 95,566,000 | 97,818,000 | 97,451,000 |