Call reports 2013
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2013
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 165,500,000 | 162,231,000 | 164,873,000 | 163,094,000 |
| Total loans | 76,715,000 | 73,902,000 | 77,862,000 | 79,441,000 |
| Allowance for loan losses | 1,793,000 | 1,578,000 | 1,603,000 | 1,565,000 |
| Securities available for sale | 34,729,000 | 34,928,000 | 37,820,000 | 37,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,178,000 | 137,232,000 | 139,646,000 | 138,395,000 |
| Interest-bearing deposits | 109,913,000 | 108,119,000 | 109,987,000 | 108,965,000 |
| Noninterest-bearing deposits | 29,266,000 | 29,114,000 | 29,660,000 | 29,430,000 |
| Equity capital | 23,685,000 | 22,753,000 | 22,710,000 | 22,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,767,000 | 4,210,000 | 5,643,000 |
| Interest expense | 88,000 | 172,000 | 250,000 | 327,000 |
| Net interest income | 1,311,000 | 2,595,000 | 3,960,000 | 5,316,000 |
| Noninterest income | 428,000 | 883,000 | 1,346,000 | 1,791,000 |
| Noninterest expense | 1,485,000 | 2,938,000 | 4,461,000 | 5,825,000 |
| Provision for loan losses | 75,000 | 150,000 | 175,000 | 175,000 |
| Pretax income | 179,000 | 390,000 | 670,000 | 1,107,000 |
| Income tax | 67,000 | 148,000 | 253,000 | 421,000 |
| Net income | 112,000 | 242,000 | 417,000 | 686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,711,000 | 23,741,000 | 23,765,000 | 23,886,000 |
| Total capital | 24,825,000 | 24,849,000 | 24,918,000 | 25,058,000 |
| Risk-weighted assets | 88,412,000 | 88,109,000 | 91,802,000 | 93,317,000 |