Call reports 2012
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2012
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 160,212,000 | 159,022,000 | 158,966,000 | 160,821,000 |
| Total loans | 79,574,000 | 78,276,000 | 78,703,000 | 78,536,000 |
| Allowance for loan losses | 1,870,000 | 1,943,000 | 2,006,000 | 1,715,000 |
| Securities available for sale | 32,173,000 | 27,954,000 | 25,885,000 | 23,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,035,000 | 131,801,000 | 131,719,000 | 134,676,000 |
| Interest-bearing deposits | 105,674,000 | 105,577,000 | 105,116,000 | 107,550,000 |
| Noninterest-bearing deposits | 27,361,000 | 26,225,000 | 26,604,000 | 27,126,000 |
| Equity capital | 23,399,000 | 23,605,000 | 23,588,000 | 23,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,467,000 | 2,997,000 | 4,363,000 | 5,738,000 |
| Interest expense | 130,000 | 241,000 | 341,000 | 434,000 |
| Net interest income | 1,337,000 | 2,756,000 | 4,022,000 | 5,304,000 |
| Noninterest income | 421,000 | 876,000 | 1,343,000 | 1,807,000 |
| Noninterest expense | 1,551,000 | 3,025,000 | 4,520,000 | 5,803,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 132,000 | 457,000 | 620,000 | 1,008,000 |
| Income tax | 50,000 | 177,000 | 235,000 | 382,000 |
| Net income | 82,000 | 280,000 | 385,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,481,000 | 23,554,000 | 23,558,000 | 23,700,000 |
| Total capital | 24,624,000 | 24,665,000 | 24,673,000 | 24,809,000 |
| Risk-weighted assets | 90,728,000 | 88,031,000 | 88,294,000 | 88,128,000 |