Call reports 2011
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2011
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 158,559,000 | 157,278,000 | 158,345,000 | 155,552,000 |
| Total loans | 85,965,000 | 85,905,000 | 84,878,000 | 83,804,000 |
| Allowance for loan losses | 1,669,000 | 1,745,000 | 1,808,000 | 1,799,000 |
| Securities available for sale | 31,988,000 | 33,299,000 | 25,939,000 | 31,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,727,000 | 130,186,000 | 131,470,000 | 129,158,000 |
| Interest-bearing deposits | 107,109,000 | 106,833,000 | 107,315,000 | 106,006,000 |
| Noninterest-bearing deposits | 24,618,000 | 23,354,000 | 24,155,000 | 23,152,000 |
| Equity capital | 23,227,000 | 23,829,000 | 23,883,000 | 23,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,568,000 | 3,169,000 | 4,728,000 | 6,261,000 |
| Interest expense | 190,000 | 358,000 | 514,000 | 660,000 |
| Net interest income | 1,378,000 | 2,811,000 | 4,214,000 | 5,601,000 |
| Noninterest income | 395,000 | 905,000 | 1,390,000 | 1,730,000 |
| Noninterest expense | 1,467,000 | 3,018,000 | 4,580,000 | 6,111,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 231,000 | 548,000 | 799,000 | 995,000 |
| Income tax | 87,000 | 207,000 | 303,000 | 377,000 |
| Net income | 144,000 | 341,000 | 496,000 | 618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,676,000 | 23,772,000 | 23,778,000 | 23,499,000 |
| Total capital | 24,935,000 | 25,020,000 | 24,978,000 | 24,696,000 |
| Risk-weighted assets | 100,264,000 | 99,292,000 | 95,750,000 | 95,169,000 |