Call reports 2010
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2010
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 155,168,000 | 151,526,000 | 151,309,000 | 151,795,000 |
| Total loans | 88,931,000 | 88,925,000 | 88,415,000 | 87,078,000 |
| Allowance for loan losses | 1,137,000 | 1,194,000 | 1,126,000 | 1,594,000 |
| Securities available for sale | 31,476,000 | 31,517,000 | 29,278,000 | 31,703,000 |
| Securities held to maturity | 100,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,476,000 | 124,933,000 | 125,126,000 | 125,390,000 |
| Interest-bearing deposits | 104,772,000 | 102,177,000 | 102,485,000 | 103,573,000 |
| Noninterest-bearing deposits | 23,705,000 | 22,756,000 | 22,642,000 | 21,817,000 |
| Equity capital | 22,830,000 | 23,140,000 | 23,017,000 | 23,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,710,000 | 3,403,000 | 5,028,000 | 6,617,000 |
| Interest expense | 265,000 | 488,000 | 703,000 | 911,000 |
| Net interest income | 1,445,000 | 2,915,000 | 4,325,000 | 5,706,000 |
| Noninterest income | 397,000 | 800,000 | 1,337,000 | 3,606,000 |
| Noninterest expense | 1,610,000 | 3,125,000 | 4,793,000 | 6,577,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 700,000 |
| Pretax income | 157,000 | 444,000 | 645,000 | 2,036,000 |
| Income tax | 57,000 | 158,000 | 231,000 | 774,000 |
| Net income | 100,000 | 286,000 | 414,000 | 1,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,870,000 | 22,957,000 | 22,882,000 | 23,632,000 |
| Total capital | 24,029,000 | 24,173,000 | 24,030,000 | 24,905,000 |
| Risk-weighted assets | 103,823,000 | 103,789,000 | 102,703,000 | 101,512,000 |