Call reports 2009
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2009
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 161,980,000 | 161,132,000 | 152,841,000 | 151,266,000 |
| Total loans | 94,723,000 | 95,983,000 | 93,671,000 | 90,688,000 |
| Allowance for loan losses | 1,110,000 | 1,178,000 | 1,117,000 | 1,158,000 |
| Securities available for sale | 37,139,000 | 34,945,000 | 35,167,000 | 32,486,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,265,000 | 133,734,000 | 125,257,000 | 125,355,000 |
| Interest-bearing deposits | 107,104,000 | 107,988,000 | 101,241,000 | 102,714,000 |
| Noninterest-bearing deposits | 27,161,000 | 25,746,000 | 24,015,000 | 22,642,000 |
| Equity capital | 23,476,000 | 23,148,000 | 23,148,000 | 22,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,885,000 | 3,665,000 | 5,511,000 | 7,254,000 |
| Interest expense | 416,000 | 811,000 | 1,166,000 | 1,457,000 |
| Net interest income | 1,469,000 | 2,854,000 | 4,345,000 | 5,797,000 |
| Noninterest income | 506,000 | 969,000 | 1,480,000 | 1,932,000 |
| Noninterest expense | 1,672,000 | 3,402,000 | 5,143,000 | 6,762,000 |
| Provision for loan losses | 75,000 | 150,000 | 325,000 | 475,000 |
| Pretax income | 233,000 | 273,000 | 359,000 | 493,000 |
| Income tax | 78,000 | 94,000 | 126,000 | 177,000 |
| Net income | 155,000 | 179,000 | 233,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,184,000 | 23,108,000 | 22,962,000 | 22,869,000 |
| Total capital | 24,294,000 | 24,286,000 | 24,079,000 | 24,027,000 |
| Risk-weighted assets | 106,070,000 | 106,776,000 | 106,586,000 | 105,380,000 |