Call reports 2006
FIRST NATIONAL BANK OF SOUTH CAROLINA — 2006
What FIRST NATIONAL BANK OF SOUTH CAROLINA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 148,360,000 | 149,146,000 | 155,592,000 | 152,781,000 |
| Total loans | 79,594,000 | 85,606,000 | 88,785,000 | 88,174,000 |
| Allowance for loan losses | 1,229,000 | 1,253,000 | 1,267,000 | 1,220,000 |
| Securities available for sale | 32,473,000 | 33,774,000 | 33,676,000 | 33,762,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,360,000 | 124,678,000 | 127,386,000 | 125,882,000 |
| Interest-bearing deposits | 93,337,000 | 96,021,000 | 97,432,000 | 96,954,000 |
| Noninterest-bearing deposits | 30,023,000 | 28,657,000 | 29,954,000 | 28,928,000 |
| Equity capital | 20,981,000 | 21,319,000 | 22,009,000 | 22,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,035,000 | 4,216,000 | 6,541,000 | 9,029,000 |
| Interest expense | 394,000 | 867,000 | 1,434,000 | 2,067,000 |
| Net interest income | 1,641,000 | 3,349,000 | 5,107,000 | 6,962,000 |
| Noninterest income | 513,000 | 1,054,000 | 1,602,000 | 2,114,000 |
| Noninterest expense | 1,338,000 | 2,746,000 | 4,218,000 | 5,818,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 786,000 | 1,597,000 | 2,401,000 | 3,138,000 |
| Income tax | 272,000 | 557,000 | 827,000 | 1,086,000 |
| Net income | 514,000 | 1,040,000 | 1,574,000 | 2,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,366,000 | 21,792,000 | 22,226,000 | 22,403,000 |
| Total capital | 22,535,000 | 23,018,000 | 23,493,000 | 23,623,000 |
| Risk-weighted assets | 93,426,000 | 98,087,000 | 101,445,000 | 102,034,000 |