Call reports 2022
FIDELITY CO-OPERATIVE BANK — 2022
What FIDELITY CO-OPERATIVE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,256,929,000 | 1,298,488,000 | 1,387,669,000 | 1,392,664,000 |
| Total loans | 946,916,000 | 988,551,000 | 1,080,542,000 | 1,073,693,000 |
| Allowance for loan losses | 11,169,000 | 11,175,000 | 11,344,000 | 11,197,000 |
| Securities available for sale | 217,528,000 | 206,244,000 | 143,564,000 | 153,178,000 |
| Securities held to maturity | 0 | 0 | 57,888,000 | 59,963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,121,458,000 | 1,148,039,000 | 1,151,114,000 | 1,218,266,000 |
| Interest-bearing deposits | 866,272,000 | 878,370,000 | 885,459,000 | 956,832,000 |
| Noninterest-bearing deposits | 255,186,000 | 269,669,000 | 265,655,000 | 261,434,000 |
| Equity capital | 116,985,000 | 113,153,000 | 113,388,000 | 117,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,345,000 | 21,596,000 | 34,084,000 | 48,664,000 |
| Interest expense | 454,000 | 1,128,000 | 2,478,000 | 5,709,000 |
| Net interest income | 9,891,000 | 20,468,000 | 31,606,000 | 42,955,000 |
| Noninterest income | 1,101,000 | 2,320,000 | 3,505,000 | 3,251,000 |
| Noninterest expense | 7,595,000 | 15,323,000 | 23,859,000 | 31,586,000 |
| Provision for loan losses | 4,000 | 10,000 | 190,000 | 21,000 |
| Pretax income | 2,666,000 | 5,068,000 | 7,712,000 | 11,752,000 |
| Income tax | 595,000 | 1,112,000 | 1,689,000 | 2,677,000 |
| Net income | 2,071,000 | 3,956,000 | 6,023,000 | 9,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,596,000 | 123,555,000 | 125,696,000 | 128,925,000 |
| Total capital | 132,953,000 | 134,935,000 | 137,287,000 | 140,384,000 |
| Risk-weighted assets | 919,207,000 | 970,632,000 | 1,069,937,000 | 1,062,667,000 |