Call reports 2021
FIDELITY CO-OPERATIVE BANK — 2021
What FIDELITY CO-OPERATIVE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,136,758,000 | 1,200,376,000 | 1,190,288,000 | 1,223,513,000 |
| Total loans | 889,769,000 | 863,361,000 | 872,843,000 | 912,822,000 |
| Allowance for loan losses | 11,157,000 | 11,161,000 | 11,165,000 | 11,171,000 |
| Securities available for sale | 154,338,000 | 185,798,000 | 224,295,000 | 228,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 986,147,000 | 1,063,545,000 | 1,049,261,000 | 1,072,189,000 |
| Interest-bearing deposits | 754,351,000 | 816,657,000 | 795,732,000 | 813,352,000 |
| Noninterest-bearing deposits | 231,796,000 | 246,888,000 | 253,529,000 | 258,837,000 |
| Equity capital | 96,585,000 | 119,084,000 | 120,892,000 | 123,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,097,000 | 20,246,000 | 31,021,000 | 41,674,000 |
| Interest expense | 683,000 | 1,295,000 | 1,902,000 | 2,432,000 |
| Net interest income | 9,414,000 | 18,951,000 | 29,119,000 | 39,242,000 |
| Noninterest income | 1,421,000 | 2,978,000 | 4,232,000 | 5,775,000 |
| Noninterest expense | 7,270,000 | 14,720,000 | 22,298,000 | 30,581,000 |
| Provision for loan losses | -2,000 | -4,000 | -1,000 | 1,000 |
| Pretax income | 4,625,000 | 8,994,000 | 12,609,000 | 16,810,000 |
| Income tax | 1,140,000 | 2,216,000 | 3,028,000 | 4,143,000 |
| Net income | 3,485,000 | 6,778,000 | 9,581,000 | 12,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,961,000 | 113,831,000 | 116,708,000 | 119,451,000 |
| Total capital | 103,526,000 | 124,045,000 | 127,170,000 | 130,450,000 |
| Risk-weighted assets | 844,446,000 | 816,014,000 | 836,095,000 | 879,586,000 |