Call reports 2019
FIDELITY CO-OPERATIVE BANK — 2019
What FIDELITY CO-OPERATIVE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 975,595,000 | 1,003,393,000 | 1,001,999,000 | 972,806,000 |
| Total loans | 783,076,000 | 793,865,000 | 798,900,000 | 788,361,000 |
| Allowance for loan losses | 6,458,000 | 6,525,000 | 6,709,000 | 6,837,000 |
| Securities available for sale | 105,637,000 | 103,696,000 | 103,558,000 | 105,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 819,243,000 | 862,863,000 | 854,670,000 | 855,857,000 |
| Interest-bearing deposits | 670,231,000 | 717,545,000 | 697,367,000 | 714,488,000 |
| Noninterest-bearing deposits | 149,012,000 | 145,318,000 | 157,303,000 | 141,369,000 |
| Equity capital | 80,347,000 | 82,588,000 | 84,157,000 | 85,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,897,000 | 20,177,000 | 30,495,000 | 40,735,000 |
| Interest expense | 2,366,000 | 4,935,000 | 7,526,000 | 9,922,000 |
| Net interest income | 7,531,000 | 15,242,000 | 22,969,000 | 30,813,000 |
| Noninterest income | 1,319,000 | 2,805,000 | 3,922,000 | 5,265,000 |
| Noninterest expense | 6,800,000 | 13,751,000 | 20,749,000 | 27,808,000 |
| Provision for loan losses | 217,000 | 336,000 | 511,000 | 655,000 |
| Pretax income | 1,833,000 | 4,002,000 | 5,753,000 | 7,857,000 |
| Income tax | 383,000 | 868,000 | 1,289,000 | 1,774,000 |
| Net income | 1,450,000 | 3,134,000 | 4,464,000 | 6,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,999,000 | 80,158,000 | 81,552,000 | 82,965,000 |
| Total capital | 84,624,000 | 86,860,000 | 88,438,000 | 89,982,000 |
| Risk-weighted assets | 722,151,000 | 731,304,000 | 738,292,000 | 745,716,000 |