Call reports 2018
FIDELITY CO-OPERATIVE BANK — 2018
What FIDELITY CO-OPERATIVE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 822,335,000 | 888,331,000 | 918,160,000 | 935,074,000 |
| Total loans | 656,220,000 | 729,165,000 | 757,855,000 | 772,363,000 |
| Allowance for loan losses | 5,454,000 | 5,952,000 | 6,065,000 | 6,244,000 |
| Securities available for sale | 80,239,000 | 81,261,000 | 88,408,000 | 95,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 697,960,000 | 768,830,000 | 762,346,000 | 797,621,000 |
| Interest-bearing deposits | 564,576,000 | 605,871,000 | 651,414,000 | 655,831,000 |
| Noninterest-bearing deposits | 133,384,000 | 162,959,000 | 110,932,000 | 141,790,000 |
| Equity capital | 70,999,000 | 75,696,000 | 76,662,000 | 78,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,620,000 | 16,535,000 | 26,095,000 | 35,888,000 |
| Interest expense | 1,074,000 | 2,333,000 | 3,925,000 | 6,007,000 |
| Net interest income | 6,546,000 | 14,202,000 | 22,170,000 | 29,881,000 |
| Noninterest income | 821,000 | 2,162,000 | 2,841,000 | 3,944,000 |
| Noninterest expense | 5,994,000 | 13,392,000 | 19,966,000 | 27,022,000 |
| Provision for loan losses | 151,000 | 535,000 | 713,000 | 895,000 |
| Pretax income | 1,214,000 | 2,429,000 | 4,354,000 | 5,886,000 |
| Income tax | 220,000 | 352,000 | 860,000 | 1,170,000 |
| Net income | 994,000 | 2,077,000 | 3,494,000 | 4,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,091,000 | 74,098,000 | 75,500,000 | 76,806,000 |
| Total capital | 75,677,000 | 80,186,000 | 81,708,000 | 83,212,000 |
| Risk-weighted assets | 615,947,000 | 666,365,000 | 695,167,000 | 705,560,000 |