Call reports 2017
FIDELITY CO-OPERATIVE BANK — 2017
What FIDELITY CO-OPERATIVE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 786,866,000 | 804,047,000 | 809,421,000 | 818,952,000 |
| Total loans | 602,133,000 | 643,145,000 | 647,926,000 | 656,539,000 |
| Allowance for loan losses | 5,028,000 | 5,253,000 | 5,466,000 | 5,397,000 |
| Securities available for sale | 86,998,000 | 85,735,000 | 84,040,000 | 77,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 651,612,000 | 694,684,000 | 710,222,000 | 700,034,000 |
| Interest-bearing deposits | 515,840,000 | 558,958,000 | 571,894,000 | 561,882,000 |
| Noninterest-bearing deposits | 135,772,000 | 135,726,000 | 138,328,000 | 138,152,000 |
| Equity capital | 67,303,000 | 68,669,000 | 69,803,000 | 70,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,181,000 | 14,646,000 | 22,290,000 | 29,952,000 |
| Interest expense | 883,000 | 1,903,000 | 3,005,000 | 4,123,000 |
| Net interest income | 6,298,000 | 12,743,000 | 19,285,000 | 25,829,000 |
| Noninterest income | 1,156,000 | 2,103,000 | 3,189,000 | 4,058,000 |
| Noninterest expense | 5,871,000 | 11,717,000 | 17,580,000 | 23,444,000 |
| Provision for loan losses | 138,000 | 370,000 | 521,000 | 521,000 |
| Pretax income | 1,272,000 | 2,586,000 | 4,200,000 | 5,529,000 |
| Income tax | 310,000 | 655,000 | 1,121,000 | 1,729,000 |
| Net income | 962,000 | 1,931,000 | 3,079,000 | 3,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,928,000 | 66,917,000 | 68,079,000 | 68,801,000 |
| Total capital | 71,075,000 | 72,294,000 | 73,674,000 | 74,327,000 |
| Risk-weighted assets | 558,475,000 | 591,527,000 | 598,393,000 | 609,566,000 |