Call reports 2012
FIDELITY CO-OPERATIVE BANK — 2012
What FIDELITY CO-OPERATIVE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 515,958,000 | 518,264,000 | 531,738,000 | 528,616,000 |
| Total loans | 362,323,000 | 373,551,000 | 386,610,000 | 394,201,000 |
| Allowance for loan losses | 4,026,000 | 4,201,000 | 4,473,000 | 4,470,000 |
| Securities available for sale | 83,005,000 | 81,853,000 | 79,132,000 | 80,379,000 |
| Securities held to maturity | 3,367,000 | 3,142,000 | 3,035,000 | 2,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,348,000 | 415,727,000 | 413,595,000 | 409,793,000 |
| Interest-bearing deposits | 389,791,000 | 347,811,000 | 339,028,000 | 335,712,000 |
| Noninterest-bearing deposits | 22,557,000 | 67,916,000 | 74,567,000 | 74,081,000 |
| Equity capital | 43,221,000 | 43,715,000 | 45,335,000 | 46,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,380,000 | 10,788,000 | 16,226,000 | 21,665,000 |
| Interest expense | 874,000 | 1,726,000 | 2,472,000 | 3,185,000 |
| Net interest income | 4,506,000 | 9,062,000 | 13,754,000 | 18,480,000 |
| Noninterest income | 854,000 | 2,045,000 | 3,822,000 | 5,248,000 |
| Noninterest expense | 4,056,000 | 8,264,000 | 12,661,000 | 17,073,000 |
| Provision for loan losses | 305,000 | 614,000 | 1,023,000 | 1,589,000 |
| Pretax income | 1,028,000 | 2,068,000 | 3,392,000 | 4,470,000 |
| Income tax | 269,000 | 535,000 | 907,000 | 1,181,000 |
| Net income | 759,000 | 1,533,000 | 2,485,000 | 3,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,435,000 | 41,796,000 | 43,043,000 | 44,727,000 |
| Total capital | 45,229,000 | 45,789,000 | 47,111,000 | 48,983,000 |
| Risk-weighted assets | 303,247,000 | 319,158,000 | 324,894,000 | 340,192,000 |