Call reports 2011
FIDELITY CO-OPERATIVE BANK — 2011
What FIDELITY CO-OPERATIVE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 521,985,000 | 518,944,000 | 523,314,000 | 517,519,000 |
| Total loans | 351,960,000 | 351,998,000 | 352,174,000 | 356,518,000 |
| Allowance for loan losses | 4,623,000 | 3,880,000 | 3,915,000 | 4,111,000 |
| Securities available for sale | 83,866,000 | 78,341,000 | 81,178,000 | 84,549,000 |
| Securities held to maturity | 5,783,000 | 5,547,000 | 3,603,000 | 3,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,173,000 | 400,757,000 | 398,792,000 | 398,919,000 |
| Interest-bearing deposits | 381,720,000 | 384,533,000 | 380,130,000 | 377,577,000 |
| Noninterest-bearing deposits | 16,453,000 | 16,224,000 | 18,662,000 | 21,342,000 |
| Equity capital | 39,512,000 | 40,250,000 | 41,438,000 | 42,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,655,000 | 11,292,000 | 16,837,000 | 22,400,000 |
| Interest expense | 1,198,000 | 2,373,000 | 3,463,000 | 4,417,000 |
| Net interest income | 4,457,000 | 8,919,000 | 13,374,000 | 17,983,000 |
| Noninterest income | 827,000 | 1,415,000 | 2,280,000 | 3,413,000 |
| Noninterest expense | 3,995,000 | 7,815,000 | 11,834,000 | 15,921,000 |
| Provision for loan losses | 499,000 | 1,338,000 | 1,598,000 | 2,429,000 |
| Pretax income | 944,000 | 1,485,000 | 2,496,000 | 3,577,000 |
| Income tax | 253,000 | 367,000 | 635,000 | 949,000 |
| Net income | 691,000 | 1,118,000 | 1,861,000 | 2,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,154,000 | 39,438,000 | 39,671,000 | 40,429,000 |
| Total capital | 42,856,000 | 43,173,000 | 43,348,000 | 44,195,000 |
| Risk-weighted assets | 295,226,000 | 298,633,000 | 293,878,000 | 300,864,000 |