Call reports 2003
FIDELITY CO-OPERATIVE BANK — 2003
What FIDELITY CO-OPERATIVE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 281,876,000 | 288,969,000 | 294,980,000 | 295,313,000 |
| Total loans | 170,325,000 | 165,436,000 | 172,766,000 | 174,198,000 |
| Allowance for loan losses | 930,000 | 966,000 | 966,000 | 965,000 |
| Securities available for sale | 97,536,000 | 107,078,000 | 109,392,000 | 108,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,567,000 | 226,157,000 | 229,472,000 | 223,634,000 |
| Interest-bearing deposits | 206,887,000 | 205,606,000 | 209,857,000 | 204,197,000 |
| Noninterest-bearing deposits | 18,680,000 | 20,551,000 | 19,615,000 | 19,437,000 |
| Equity capital | 26,469,000 | 26,378,000 | 26,508,000 | 26,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,708,000 | 7,275,000 | 10,138,000 | 13,557,000 |
| Interest expense | 1,496,000 | 2,880,000 | 4,205,000 | 5,486,000 |
| Net interest income | 2,212,000 | 4,395,000 | 5,933,000 | 8,071,000 |
| Noninterest income | 608,000 | 1,075,000 | 1,360,000 | 1,649,000 |
| Noninterest expense | 2,269,000 | 4,410,000 | 6,505,000 | 9,016,000 |
| Provision for loan losses | 55,000 | 94,000 | 94,000 | 94,000 |
| Pretax income | 272,000 | 665,000 | 721,000 | 596,000 |
| Income tax | 115,000 | 244,000 | 232,000 | 138,000 |
| Net income | 157,000 | 421,000 | 489,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,955,000 | 26,386,000 | 26,471,000 | 26,448,000 |
| Total capital | 26,885,000 | 27,352,000 | 27,437,000 | 27,437,000 |
| Risk-weighted assets | 145,592,000 | 140,634,000 | 140,245,000 | 150,998,000 |
Machine access — free, no API key
Every figure shown here about FIDELITY CO-OPERATIVE BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.