Call reports 2017
STATE BANK OF TOWNSEND, THE — 2017
What STATE BANK OF TOWNSEND, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 62,074,000 | 59,477,000 | 56,539,000 | 112,944,000 |
| Total loans | 30,450,000 | 34,199,000 | 41,118,000 | 87,170,000 |
| Allowance for loan losses | 53,000 | 105,000 | 158,000 | 567,000 |
| Securities available for sale | 12,992,000 | 13,977,000 | 3,306,000 | 3,539,000 |
| Securities held to maturity | 1,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,374,000 | 52,769,000 | 49,825,000 | 99,048,000 |
| Interest-bearing deposits | 42,724,000 | 40,118,000 | 37,023,000 | 67,467,000 |
| Noninterest-bearing deposits | 12,650,000 | 12,651,000 | 12,802,000 | 31,581,000 |
| Equity capital | 6,419,000 | 6,438,000 | 6,407,000 | 13,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 537,000 | 1,098,000 | 1,724,000 | 5,491,000 |
| Interest expense | 6,000 | 53,000 | 101,000 | 273,000 |
| Net interest income | 531,000 | 1,045,000 | 1,623,000 | 5,218,000 |
| Noninterest income | 64,000 | 134,000 | 191,000 | 710,000 |
| Noninterest expense | 422,000 | 795,000 | 1,221,000 | 4,117,000 |
| Provision for loan losses | 53,000 | 105,000 | 158,000 | 311,000 |
| Pretax income | 120,000 | 279,000 | 427,000 | 1,492,000 |
| Income tax | 35,000 | 76,000 | 143,000 | 394,000 |
| Net income | 85,000 | 203,000 | 284,000 | 1,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,412,000 | 6,103,000 | 6,074,000 | 12,735,000 |
| Total capital | 6,465,000 | 6,208,000 | 6,232,000 | 13,302,000 |
| Risk-weighted assets | 36,216,000 | 39,664,000 | 46,975,000 | 82,629,000 |