Call reports 2011
STATE BANK OF TOWNSEND, THE — 2011
What STATE BANK OF TOWNSEND, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 46,787,000 | 48,465,000 | 47,387,000 | 48,579,000 |
| Total loans | 29,667,000 | 29,815,000 | 27,366,000 | 25,847,000 |
| Allowance for loan losses | 319,000 | 358,000 | 347,000 | 317,000 |
| Securities available for sale | 5,837,000 | 6,710,000 | 6,831,000 | 6,454,000 |
| Securities held to maturity | 10,000 | 10,000 | 9,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,958,000 | 43,543,000 | 42,348,000 | 43,159,000 |
| Interest-bearing deposits | 33,538,000 | 34,628,000 | 34,015,000 | 34,011,000 |
| Noninterest-bearing deposits | 8,420,000 | 8,915,000 | 8,333,000 | 9,148,000 |
| Equity capital | 4,451,000 | 4,544,000 | 4,644,000 | 5,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,120,000 | 1,727,000 | 2,288,000 |
| Interest expense | 101,000 | 199,000 | 287,000 | 368,000 |
| Net interest income | 506,000 | 921,000 | 1,440,000 | 1,920,000 |
| Noninterest income | 68,000 | 136,000 | 210,000 | 279,000 |
| Noninterest expense | 441,000 | 866,000 | 1,320,000 | 1,765,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 191,000 | 330,000 | 434,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 191,000 | 330,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,397,000 | 4,456,000 | 4,538,000 | 4,933,000 |
| Total capital | 4,716,000 | 4,814,000 | 4,877,000 | 5,250,000 |
| Risk-weighted assets | 26,580,000 | 28,644,000 | 27,570,000 | 25,339,000 |