Call reports 2006
STATE BANK OF TOWNSEND, THE — 2006
What STATE BANK OF TOWNSEND, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 39,309,000 | 39,106,000 | 34,809,000 | 36,835,000 |
| Total loans | 22,178,000 | 22,214,000 | 23,430,000 | 23,052,000 |
| Allowance for loan losses | 237,000 | 242,000 | 249,000 | 253,000 |
| Securities available for sale | 9,635,000 | 9,831,000 | 8,070,000 | 8,145,000 |
| Securities held to maturity | 196,000 | 195,000 | 194,000 | 193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,461,000 | 35,144,000 | 30,583,000 | 32,534,000 |
| Interest-bearing deposits | 26,628,000 | 27,895,000 | 23,849,000 | 24,703,000 |
| Noninterest-bearing deposits | 8,833,000 | 7,249,000 | 6,734,000 | 7,831,000 |
| Equity capital | 3,403,000 | 3,591,000 | 3,852,000 | 3,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,405,000 | 2,150,000 | 2,857,000 |
| Interest expense | 121,000 | 259,000 | 406,000 | 560,000 |
| Net interest income | 532,000 | 1,146,000 | 1,744,000 | 2,297,000 |
| Noninterest income | 49,000 | 102,000 | 154,000 | 207,000 |
| Noninterest expense | 340,000 | 697,000 | 1,017,000 | 1,531,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 241,000 | 551,000 | 889,000 | 981,000 |
| Income tax | 27,000 | 23,000 | 23,000 | 23,000 |
| Net income | 214,000 | 528,000 | 866,000 | 958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,442,000 | 3,679,000 | 3,857,000 | 3,618,000 |
| Total capital | 3,679,000 | 3,921,000 | 4,106,000 | 3,871,000 |
| Risk-weighted assets | 20,564,000 | 20,296,000 | 19,919,000 | 20,935,000 |
Machine access — free, no API key
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