Call reports 2004
STATE BANK OF TOWNSEND, THE — 2004
What STATE BANK OF TOWNSEND, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 34,138,000 | 34,695,000 | 35,085,000 | 35,042,000 |
| Total loans | 20,485,000 | 21,203,000 | 22,036,000 | 21,389,000 |
| Allowance for loan losses | 284,000 | 206,000 | 207,000 | 262,000 |
| Securities available for sale | 4,519,000 | 5,398,000 | 5,221,000 | 6,147,000 |
| Securities held to maturity | 329,000 | 326,000 | 301,000 | 299,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,655,000 | 31,062,000 | 31,356,000 | 31,379,000 |
| Interest-bearing deposits | 26,207,000 | 26,102,000 | 26,125,000 | 26,120,000 |
| Noninterest-bearing deposits | 4,448,000 | 4,960,000 | 5,231,000 | 5,259,000 |
| Equity capital | 3,173,000 | 3,333,000 | 3,423,000 | 3,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 924,000 | 1,402,000 | 1,887,000 |
| Interest expense | 94,000 | 185,000 | 273,000 | 361,000 |
| Net interest income | 356,000 | 739,000 | 1,129,000 | 1,526,000 |
| Noninterest income | 64,000 | 255,000 | 316,000 | 371,000 |
| Noninterest expense | 315,000 | 638,000 | 942,000 | 1,381,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 105,000 | 356,000 | 503,000 | 466,000 |
| Income tax | 40,000 | 96,000 | 167,000 | 164,000 |
| Net income | 65,000 | 260,000 | 336,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,143,000 | 3,338,000 | 3,413,000 | 3,239,000 |
| Total capital | 3,365,000 | 3,544,000 | 3,620,000 | 3,477,000 |
| Risk-weighted assets | 17,670,000 | 18,420,000 | 18,733,000 | 19,016,000 |
Machine access — free, no API key
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