Call reports 2003
STATE BANK OF TOWNSEND, THE — 2003
What STATE BANK OF TOWNSEND, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 32,751,000 | 33,572,000 | 34,210,000 | 34,219,000 |
| Total loans | 19,982,000 | 20,499,000 | 21,567,000 | 20,074,000 |
| Allowance for loan losses | 302,000 | 293,000 | 293,000 | 275,000 |
| Securities available for sale | 5,157,000 | 5,032,000 | 3,356,000 | 3,738,000 |
| Securities held to maturity | 392,000 | 364,000 | 335,000 | 332,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,469,000 | 30,177,000 | 30,750,000 | 30,734,000 |
| Interest-bearing deposits | 25,148,000 | 25,774,000 | 25,947,000 | 26,095,000 |
| Noninterest-bearing deposits | 4,321,000 | 4,403,000 | 4,803,000 | 4,639,000 |
| Equity capital | 3,001,000 | 3,114,000 | 3,183,000 | 3,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 979,000 | 1,372,000 | 1,840,000 |
| Interest expense | 120,000 | 235,000 | 341,000 | 442,000 |
| Net interest income | 319,000 | 744,000 | 1,031,000 | 1,398,000 |
| Noninterest income | 52,000 | 107,000 | 254,000 | 324,000 |
| Noninterest expense | 305,000 | 621,000 | 917,000 | 1,258,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 66,000 | 230,000 | 370,000 | 466,000 |
| Income tax | 24,000 | 69,000 | 127,000 | 175,000 |
| Net income | 42,000 | 161,000 | 243,000 | 291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,953,000 | 3,072,000 | 3,154,000 | 3,077,000 |
| Total capital | 3,196,000 | 3,314,000 | 3,388,000 | 3,293,000 |
| Risk-weighted assets | 19,404,000 | 19,310,000 | 18,693,000 | 17,474,000 |
Machine access — free, no API key
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