Call reports 2025
WILMINGTON SAVINGS BANK, THE — 2025
What WILMINGTON SAVINGS BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 244,097,000 | 251,088,000 | 258,777,000 | 266,829,000 |
| Total loans | 185,158,000 | 197,113,000 | 192,998,000 | 206,107,000 |
| Allowance for loan losses | 6,560,000 | 6,560,000 | 6,560,000 | 6,560,000 |
| Securities available for sale | 33,575,000 | 33,333,000 | 33,423,000 | 33,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,827,000 | 213,976,000 | 220,563,000 | 227,583,000 |
| Interest-bearing deposits | 195,428,000 | 201,305,000 | 209,065,000 | 212,411,000 |
| Noninterest-bearing deposits | 12,399,000 | 12,671,000 | 11,498,000 | 15,172,000 |
| Equity capital | 35,450,000 | 36,402,000 | 37,163,000 | 37,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,527,000 | 5,286,000 | 7,935,000 | 10,865,000 |
| Interest expense | 1,176,000 | 2,361,000 | 3,768,000 | 5,134,000 |
| Net interest income | 1,351,000 | 2,925,000 | 4,167,000 | 5,731,000 |
| Noninterest income | 136,000 | 364,000 | 763,000 | 1,301,000 |
| Noninterest expense | 1,085,000 | 2,237,000 | 3,368,000 | 4,562,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 402,000 | 1,052,000 | 1,562,000 | 2,470,000 |
| Income tax | 83,000 | 217,000 | 324,000 | 513,000 |
| Net income | 319,000 | 835,000 | 1,238,000 | 1,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,188,000 | 37,019,000 | 37,423,000 | 38,141,000 |