Call reports 2024
WILMINGTON SAVINGS BANK, THE — 2024
What WILMINGTON SAVINGS BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 207,029,000 | 241,731,000 | 240,380,000 | 243,471,000 |
| Total loans | 184,686,000 | 190,107,000 | 186,120,000 | 190,683,000 |
| Allowance for loan losses | 6,628,000 | 6,578,000 | 6,576,000 | 6,576,000 |
| Securities available for sale | 11,565,000 | 27,063,000 | 34,987,000 | 33,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,860,000 | 206,728,000 | 204,323,000 | 208,114,000 |
| Interest-bearing deposits | 141,491,000 | 196,124,000 | 193,729,000 | 194,894,000 |
| Noninterest-bearing deposits | 10,369,000 | 10,604,000 | 10,594,000 | 13,220,000 |
| Equity capital | 34,012,000 | 34,099,000 | 35,318,000 | 34,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,089,000 | 4,346,000 | 6,910,000 | 9,616,000 |
| Interest expense | 1,215,000 | 2,649,000 | 4,041,000 | 5,334,000 |
| Net interest income | 874,000 | 1,697,000 | 2,869,000 | 4,282,000 |
| Noninterest income | 115,000 | 227,000 | 408,000 | 525,000 |
| Noninterest expense | 955,000 | 1,925,000 | 2,988,000 | 4,089,000 |
| Provision for loan losses | 0 | -50,000 | -50,000 | -50,000 |
| Pretax income | 34,000 | 49,000 | 339,000 | 768,000 |
| Income tax | 6,000 | 7,000 | 67,000 | 156,000 |
| Net income | 28,000 | 42,000 | 272,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,284,000 | 35,297,000 | 35,528,000 | 35,868,000 |