Call reports 2022
WILMINGTON SAVINGS BANK, THE — 2022
What WILMINGTON SAVINGS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 183,094,000 | 186,535,000 | 195,064,000 | 203,025,000 |
| Total loans | 144,025,000 | 157,359,000 | 170,058,000 | 176,777,000 |
| Allowance for loan losses | 6,972,000 | 6,949,000 | 6,950,000 | 6,661,000 |
| Securities available for sale | 15,546,000 | 14,037,000 | 13,209,000 | 12,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,497,000 | 153,437,000 | 153,950,000 | 158,393,000 |
| Interest-bearing deposits | 139,133,000 | 144,271,000 | 144,335,000 | 148,321,000 |
| Noninterest-bearing deposits | 10,364,000 | 9,166,000 | 9,615,000 | 10,072,000 |
| Equity capital | 33,004,000 | 32,762,000 | 32,892,000 | 33,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,455,000 | 2,901,000 | 4,443,000 | 6,214,000 |
| Interest expense | 128,000 | 279,000 | 560,000 | 1,131,000 |
| Net interest income | 1,327,000 | 2,622,000 | 3,883,000 | 5,083,000 |
| Noninterest income | 77,000 | 160,000 | 234,000 | 306,000 |
| Noninterest expense | 981,000 | 1,931,000 | 2,913,000 | 3,941,000 |
| Provision for loan losses | 0 | 0 | 0 | -290,000 |
| Pretax income | 423,000 | 851,000 | 1,204,000 | 1,738,000 |
| Income tax | 83,000 | 167,000 | 235,000 | 342,000 |
| Net income | 340,000 | 684,000 | 969,000 | 1,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,746,000 | 34,091,000 | 34,376,000 | 34,802,000 |