Call reports 2021
WILMINGTON SAVINGS BANK, THE — 2021
What WILMINGTON SAVINGS BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 171,293,000 | 182,330,000 | 170,958,000 | 178,028,000 |
| Total loans | 130,222,000 | 136,006,000 | 133,203,000 | 133,515,000 |
| Allowance for loan losses | 6,822,000 | 6,856,000 | 6,921,000 | 6,968,000 |
| Securities available for sale | 10,147,000 | 12,252,000 | 14,553,000 | 15,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,290,000 | 147,125,000 | 135,762,000 | 143,740,000 |
| Interest-bearing deposits | 127,185,000 | 137,648,000 | 125,575,000 | 132,873,000 |
| Noninterest-bearing deposits | 10,105,000 | 9,477,000 | 10,187,000 | 10,867,000 |
| Equity capital | 32,382,000 | 32,744,000 | 33,067,000 | 33,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,364,000 | 2,656,000 | 3,916,000 | 5,176,000 |
| Interest expense | 272,000 | 519,000 | 737,000 | 913,000 |
| Net interest income | 1,092,000 | 2,137,000 | 3,179,000 | 4,263,000 |
| Noninterest income | 188,000 | 582,000 | 798,000 | 1,084,000 |
| Noninterest expense | 929,000 | 1,856,000 | 2,783,000 | 3,754,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 452,000 | 964,000 | 1,295,000 | 1,694,000 |
| Income tax | 95,000 | 202,000 | 272,000 | 352,000 |
| Net income | 357,000 | 762,000 | 1,023,000 | 1,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,827,000 | 32,825,000 | 33,087,000 | 33,406,000 |
| Total capital | — | — | — | 35,054,000 |
| Risk-weighted assets | — | — | — | 126,478,000 |