Call reports 2020
WILMINGTON SAVINGS BANK, THE — 2020
What WILMINGTON SAVINGS BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 174,229,000 | 174,404,000 | 170,749,000 | 173,853,000 |
| Total loans | 125,691,000 | 128,603,000 | 137,870,000 | 133,489,000 |
| Allowance for loan losses | 6,554,000 | 6,581,000 | 6,645,000 | 6,664,000 |
| Securities available for sale | 7,514,000 | 6,067,000 | 8,319,000 | 10,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,613,000 | 137,665,000 | 133,548,000 | 138,218,000 |
| Interest-bearing deposits | 130,392,000 | 127,611,000 | 125,008,000 | 127,750,000 |
| Noninterest-bearing deposits | 7,221,000 | 10,054,000 | 8,540,000 | 10,468,000 |
| Equity capital | 31,108,000 | 31,427,000 | 31,823,000 | 32,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 2,832,000 | 4,490,000 | 5,898,000 |
| Interest expense | 447,000 | 810,000 | 1,150,000 | 1,455,000 |
| Net interest income | 1,029,000 | 2,022,000 | 3,340,000 | 4,443,000 |
| Noninterest income | 34,000 | 114,000 | 206,000 | 514,000 |
| Noninterest expense | 954,000 | 1,873,000 | 2,787,000 | 3,744,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 299,000 | 795,000 | 1,249,000 |
| Income tax | 23,000 | 63,000 | 167,000 | 262,000 |
| Net income | 86,000 | 236,000 | 628,000 | 987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,250,000 | 31,276,000 | 30,862,000 | 31,257,000 |
| Total capital | 31,867,000 | 32,968,000 | 32,623,000 | 33,089,000 |
| Risk-weighted assets | 124,369,000 | 130,413,000 | 135,926,000 | 141,680,000 |